3 Tips to lower your car insurance rates


1. Check you milage
Milage is a big factor in the calculation of your car insurance. Check your policy for "Annual mileage estimate". If you are driving less make sure you tell your insurance company ASAP! If you are driving less, there is less risk, so your insurance rate will drop!


2. Improve your credit score
Most insurance companies use your credit score to assess the risk you represent to them and set car insurance rates accordingly. Check your current credit score against the score at the time you signed the policy. If there's been an improvement you will be eligabile for a lower insurance rate.


3. Drive careful
Drivers with 3 violations pay 53% more compared to drivers with 0 violations found a recent study by insurance.com So if you are a careful driver that not had any accident or you haven't been ticketed for years then you are most likely eligible for a discount.


Bonus Tips for low car insuance!
There are many other ways to lower your car insurance rates.
Drive a car with safety features such as air bags lower the risk of damage. Anti-theft devices lower the risk of loss. Both lower the price you pay to an insurance company to cover your risks.

Combining policies is another neath trick to save money. When you offer the insurer to cover more then just your car you will have greater bargaining power. You could for example put several cars on a single policy or have your house insured by the same company.



http://www.insurance.com/auto-insurance/saving-money/car-insurance-violations.html